Credit Repair
Process, Programs, and Pricing
WHY CHOOSE GREENPOINTE FINANCIAL
We Are Experienced in Consumer Credit Repair
There is a lot of noise on the internet and unfortunately very little wisdom. However, being practitioners of our trade we do know the Consumer Credit Protection Laws.
And unlike other related businesses that have a letter mill, one size fits all solution, because each client’s situation is unique we offer a personal, customized service.
On average our clients have realized an 80 points increase in their credit scores.
METHODICAL
The Credit Repair Process
1. CASE FILE SET UP & PLAN OF ACTION
After receiving all necessary agreements and required documents to enroll in our program, the processing department will establish your 24/7 secure client Case File.
And simultaneously a complete itemized analysis of your credit reports will be conducted. During which we will then develop a customized plan of action specific to your unique situation.
2. DISPUTE & TRACK RESPONSES
We then create and mail certified your customized Round disputes Now tracking the receipt of the challenges, the credit bureaus have 30 days by law to investigate your concerns.
Upon finishing their investigation, the bureau(s) must respond and inform you of the results of their reinvestigation.
2. DISPUTE & TRACK
Finally, because the answers you will receive do determine what steps we’ll need to take next, your responsibility is then to forward (within 10 days of receipt) copies of the related answer(s), new credit report(s), or any correspondence pertaining to our efforts.
Moreover, this process will repeat until, the desired results are obtained.
PROGRAMS & PRICING
To Repair Your Credit We Offer Two Levels of Service
AGENCY STANDARD
Monthly Service Charge: $109.95
*Plus a One Time $99.95 Case Establishment Fee
This Popular Credit Report Program includes the following comprehensive dispute methodologies.
- Credit Reporting Agency Audit
- In-Depth Original Creditor (OC) Audit
- Collection Company Cease & Desist Demand
- In-Depth Collection Company (CC) Audit
- Escalated OC or CC Notices Issued
- Clean-Up – Alias Names, Addresses, Phone Numbers
- 24/7 Access to Client Case File
- Call Back Customer Service
AGENCY PREMIUM
Monthly Service Charge: $129.95
*Plus a One Time $99.95 Case Establishment Fee
NO DOC PROGRAM!
If you don’t want to forward your credit bureau dispute responses to us at the end of each monthly Round, this program is for you!
And not only does this plan of action include everything from the Agency Standard program but it also has the following upgrades.
- Monthly Tri-Bureau Credit Reports
- Monthly Tri-Bureau Credit Scores
- Credit Monitoring service is via a third-party provider.
OR
CLIENT CASE FILE MAINTENANCE CHARGES
Case Establishment Fee, Billing & Refund Policy
Our offered services are on a month-to-month basis. And we do not pre-charge. Hence, you are billed only for services rendered during the previous month. And with our “pay as you go” service, you can cancel anytime without extra cost or obligation.
Moreover, the monthly fee begins 30 days after processing the Case Establishment/ First Work fee.
* The Case Establishment Fee is a one-time charge that occurs (depending on your state’s rescission period) 3 – 15 days after signing up for our credit repair program. This charge occurs after all work has been performed to establish your case file and the first round of challenges.
* Billing – Our offered services are on a month-to-month basis. And we do not pre-charge. Hence, you are billed only for services rendered during the previous month. And with our “pay as you go” service, you can cancel anytime without extra cost or obligation.
Moreover, the monthly fee begins 30 days after processing the Case Establishment/ First Work fee.
** Refund Policy – If we fail for any given month to perform the agreed-upon services for you as outlined in our service agreement will not bill you. Moreover, if your payment were processed, we would issue a refund.
HOW LONG DOES CREDIT REPAIR TAKE
The Truth About Credit Repair
There isn’t a majic wand that someone can wave over your credit files to make years of bad credit “disappear” overnight. Our process of legal credit repair focuses on misleading information, inaccuracies, untimely, incomplete, ambiguous, questionable, and misstatements on your credit reports, which require time, diligence and persistence.
Hence, most clients see impressive results within 45 – 60 days.
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