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PLEASE READ

In order for GreenPointe to effectively dispute the negative
items on your credit reports we need to have on file the
correct Identification Verification documents (as they are
required by the credit reporting agencies). Below you will find
a list of acceptable forms, that you can fax, email/ PDF or
mail to our attention.

Moreover, to accurately evaluate and ultimately work on your

case we do need to acquire from all three major credit bureaus (Equifax, Experian, and TransUnion) copies of your credit files.

NOTE: Obtaining your credit reports through non-direct

channels can produce unfavorable inquiries that can draw

down your scores. Therefore, we recommend that you use

one of the three methods listed below to order your reports.

 

 
 

Please send via Fax, Email/ PDF or USPS one
form of Identity Verification from each category below:
1. Social Security Number Verification
Photocopy of your Social Security card ( Preferred)
Photocopy of your paystub displaying complete S.S. Number
Photocopy of your W-2
 
2. Current Photo Identification
Photocopy of your Driver's License ( Preferred)
 Photocopy of your state issued ID
Photocopy of your Home Phone statement (Not Cell Phone)
 
3. Address Verification
Photocopy of your Utility Bill, Water, Electric (Preferred)
 Photocopy of your Bank or Credit Card statement
Photocopy of your Passport
 
creditreports
 
1. FREE Credit Reports

Legislation has passed that allows individuals to obtain a free

copy of  their credit report from each credit bureau, once per

year. If you have not done so already in the last 12 months,

there are three simple ways for you to obtain them...

Get online and print now at  AnnualCreditReport.com
Order by phone by calling 1-877-322-8228

Order by mail. Download the Annual Credit Report Form
and send to:

  Annual Credit Report Request Service
P.O. Box 105281
Atlanta, GA 30348-5281 
 

FREE Credit Reports Continues...

The FACT ACT also requires the Credit Reporting agencies
(see addresses below) to give you a free credit report if you
meet any of the following criteria:
If you have been turned down for credit in the last 60
days, you are entitled to a complimentary  copy of your
report at no cost.
If a company or organization takes adverse action against
you because of information found on your credit report.
If you are unemployed and plan to look for a job.
If you are on welfare
If your report is inaccurate because of fraud.
 
If you have been denied credit in the last 60 days,
the best way to obtain your credit reports is as follows...
 
Order By Mail - Receive in 7 - 10 business days
When requesting reports by mail you MUST send the correspondence certified. And to validate that the
proper person is requesting the credit report include
copies of your driver's license, social security card, and
or bank statement / utility bill.

Also if requesting a complementary copy of report,
don't forget to include a copy of your denial letter; received
within the last 60 days.
Mail to:
EQUIFAX
PO Box 105873

Atlanta, Ga. 30348
EXPERIAN
PO Box 2104

Allen, Tx. 75013
TRANSUNION
PO Box 1000

Chester, Pa. 19022
 
If you have already exhausted your free annual credit
reports
you may purchase them online directly from the credit bureaus.
 





















Then once
downloaded simply
forward your report
to us, via one of
the methods listed
at the bottom of
this page.

2. Purchasing Your Credit Reports / Pricing subject to change without notice
Online
Equifax  
Single Report $10.50
Single Report with FICO Score $15.95
Experian
Single Report $10.50
Single Report with
Vantage Score NOT FICO
$5.95
TransUnion
Single Report $10.50
Single Report with FICO Score $17.95




See The Above
Banner to SAVE

BIG on a    
trimerge credit report with scores!
3. Order Your Credit Reports By Phone - 7 - 10 business days
If choosing this method you must have your credit card or
denial letter ready.
EQUIFAX
1-800-685-1111
EXPERIAN
1-800-311-4769
1-888-397-3742
TRANSUNION
1-800-916-8800
1-800-888-4213
forward docs
 
 
 
Fax: 877. 564. 7142
Email/ PDF: clientsvc@greenpointefinancial.com
U.S.P.S. GreenPointe Financial
PO Box 22802
Rochester, New York 14692
 
 
 


   
 
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