Credit Repair

Process, Program, and Pricing

WHY CHOOSE GREENPOINTE FINANCIAL

We Are Experienced in Consumer Credit Repair

There is a lot of noise on the internet, and unfortunately (especially regarding this subject), there is very little wisdom. However, as practitioners of our trade, we know the Consumer Credit Protection Laws.

Moreover, unlike many related businesses that offer a generic, one-size-fits-all solution, we recognize that each client’s situation is unique. This is why we provide a personal, customized service tailored to your specific needs.

On average, our clients have realized an 80-point increase in their credit scores.

METHODICAL

The Credit Repair Process

1. CASE FILE SET UP & PLAN OF ACTION

After receiving all necessary agreements and required documents to enroll in our program, the processing department will establish your 24/7 secure client Case File.

And simultaneously a complete itemized analysis of your credit reports will be conducted. During which we will then develop a customized plan of action specific to your unique situation.

2. DISPUTE & TRACK RESPONSES

We then create and send your tailored Round disputes via certified mail. Now, tracking the receipt of the challenges, the credit bureaus have 30 days by law to investigate your concerns.

Upon finishing their investigation, the bureau(s) must respond and inform you, as is your right, of the results of their reinvestigation.

3. DISPUTE & TRACK

Finally, because the answers you will receive determine what steps we’ll need to take next, your responsibility is then to forward them to your assigned Client Services Representative) (within ten (10) days of receipt) copies of the related answer(s), new credit report(s), or any related correspondence about our efforts.

Moreover, this process will repeat until the desired results are achieved.

PROGRAM & PRICING

To Repair Your Credit, We Offer The Following All Inclusive Program.

Our Credit Repair Service - GreenPointe Financial

AGENCY PREMIUM

Monthly Service Charge: $124.95

*Plus a One Time $99.95 Case Establishment Fee

Our Credit Repair Program includes the following comprehensive dispute methodologies.

  • Credit Reporting Agency Audit
  • In-Depth Original Creditor (OC) Audit
  • Collection Company Cease & Desist Demand
  • In-Depth Collection Company (CC) Audit
  • Escalated OC or CC Notices Issued
  • Clean-Up – Alias Names, Addresses, Phone Numbers
  • 24/7 Access to Client Case File
  • Call Back Customer Service

CLIENT CASE FILE MAINTENANCE CHARGES

Case Establishment Fee, Billing & Refund Policy

Our offered services are on a month-to-month basis. And we do not pre-charge. Hence, you are billed only for services rendered during the previous month. And with our “pay as you go” service, you can cancel anytime without extra cost or obligation.

Moreover, the monthly fee begins 30 days after processing the Case Establishment/ First Work fee.

* The Case Establishment Fee is a one-time charge that occurs (depending on your state’s rescission period) 3 – 15 days after signing up for our credit repair program. This charge occurs after all work has been performed to establish your case file and the first round of challenges.

* Billing – Our offered services are on a month-to-month basis. And we do not pre-charge. Hence, you are billed only for services rendered during the previous month. And with our “pay as you go” service, you can cancel anytime without extra cost or obligation.

Moreover, the monthly fee begins 30 days after processing the Case Establishment/ First Work fee.

** Refund Policy – If we fail for any given month to perform the agreed-upon services for you as outlined in our service agreement will not bill you. Moreover, if your payment were processed, we would issue a refund.

HOW LONG DOES CREDIT REPAIR TAKE

The Truth About Credit Repair

There isn’t a majic wand that someone can wave over your credit files to make years of bad credit “disappear” overnight. Our process of legal credit repair focuses on misleading information, inaccuracies, untimely, incomplete, ambiguous, questionable, and misstatements on your credit reports, which require time, diligence and persistence.

Hence, most clients see impressive results within 45 – 60 days.

Our Credit Repair Service - GreenPointe Financial